Modeled ceiling — do not exceed without re-underwriting
Resale value
$315,211
Estimated after-repair value
Repair + holding costs
$22,836
County FCV: $282,700 ·Record: Official recorder reference retained privately
Pre-Auction Flip
F · Does not pencil
Estimated debt: $350,744
Recorded loan principal
$301,536 (no credit for payments made)
Interest at an assumed 6%
Sep 28, 2025 – Dec 29, 2026
Assumed tax and insurance advances
$16,556
Assumed foreclosure fees
$10,000
Estimate from public loan records reviewed Sep 30, 2026. Actual payoff, other liens and later filings are not verified. Not a payoff quote or title clearance.
Official source retrieved Oct 1, 2026 confirms upcoming sale Dec 29, 2026.
Acquisition screen
Auction targets and potential flip profit
Each target is the highest purchase price that preserves the displayed net profit under that scenario. These are decision limits—not predictions of the auction's starting or winning bid.
conservative case
Maximum purchase price
$129,735
Potential Flip profit
$25,000
Low resale · high repairs · longer hold
target case
Maximum purchase price
$232,684
Potential Flip profit
$25,218
Base resale · base repairs · base hold
aggressive case
Maximum purchase price
$249,691
Potential Flip profit
$15,761
Base resale · low repairs · thinner margin
Estimated costs and holding time
Planning assumptions used in the purchase-target calculations. Verify each cost before bidding.
Repair reserve
$14,140
Blind-condition estimate
Hold period
3 months
estimated
Closing / recording
$2,500
estimated
Title / escrow
$2,200
estimated
Selling cost
7.0%
estimated
Cash required
$66,225
At conservative purchase target
Supplemental hold analysis · preliminary diligence
Rental and Appreciation Outlook
For planning only: not an appraisal, rent guarantee or forecast. It does not change the pre-auction flip grade.
Estimated rent for this home (monthly, rough)
$1,850–$2,650
ZIP 85021 average rent, all rentals
$1,218
Area market outlook
Insufficient data
Data confidence
Insufficient data
Rough estimate from this home's size, calibrated on 94 nearby rental listings (typically within about 18%). No comparable rentals have been collected for this home yet, so it is not used for yields.
Sources and method
Zillow Observed Rent Index across the ZIP rental stock (including multifamily). No property-specific rental comparables or range have been collected.
The area average is never converted into a rent for this home or used for yields.
Yields are gross yield before vacancy, repairs, management, taxes, insurance, HOA, utilities, financing, and capital expenditures. Annual rent = typical monthly rent × 12, divided by a verified as-is value or a reviewed all-in cost; they are not cap rates and show only when both inputs are current.
Housing evidence expires after 90 days; last checked Aug 29, 2026.
No dated, property-bound rentability findings are available. Rentability, possession, permitted use and insurability are not established.
Still needs verification (17)
Property-specific rental comparables and a supported low/high rent range.
Occupancy and possession
HOA and rental restrictions
Flood exposure
Insurance availability and cost
Zoning and permitted rental use
Condition and habitability
Permits and code compliance
A reliable current monthly rent estimate.
Property-specific rent from comparable rentals; the ZIP rent index covers all rentals, including apartments, and is not this home's rent.
A source-backed low/high monthly rent range.
Yield on as-is value requires a positive, current, verified valuation explicitly identified as as-is.
Yield on all-in cost requires a current verified review matching the existing modeled total project cost; cash/equity required is not total cost.
At least three distinct, current signals covering supply and demand with aligned comparison dates are required.
Bedrooms
Bathrooms
Lease terms, security deposits, vacancy, management costs, maintenance and capital expenditures before relying on a hold strategy.
Area Appreciation
Geography: Insufficient data — no matched market area/history feed connected. Historical median sale-price changes describe the area, not this property’s appreciation.
1-year median sale-price change
Insufficient data
Confidence: Insufficient data
Comparable median-price history and sufficient transaction counts are unavailable.
3-year median sale-price change
Insufficient data
Confidence: Insufficient data
Comparable median-price history and sufficient transaction counts are unavailable.
5-year median sale-price change
Insufficient data
Confidence: Insufficient data
Comparable median-price history and sufficient transaction counts are unavailable.
How this is measured
At least 20 transactions at each endpoint, comparable periods, and current observations are required. Confidence also reflects sample size and geographic specificity. Changes in the mix of homes sold may move the median.
Forward Market Outlook
Insufficient data
At least three distinct, current signals covering supply and demand with aligned comparison dates are required. No usable dated market signals, so no outlook is given.
Aerial address reference