Modeled ceiling — do not exceed without re-underwriting
Resale value
$195,125
Estimated after-repair value
Repair + holding costs
$16,391
County FCV: $175,000 ·Record: Official recorder reference retained privately
Pre-Auction Flip
F · Does not pencil
Estimated debt: $298,512
Recorded loan principal
$255,290 (no credit for payments made)
Interest at an assumed 6%
Aug 21, 2025 – Dec 3, 2026
Assumed tax and insurance advances
$13,540
Assumed foreclosure fees
$10,000
Estimate from public loan records reviewed Sep 22, 2026. Actual payoff, other liens and later filings are not verified. Not a payoff quote or title clearance.
Recorded notice checked Sep 30, 2026; this proves the notice, not the sale's current status. Trustee/current-status confirmation is still required.
Acquisition screen
Auction targets and potential flip profit
Each target is the highest purchase price that preserves the displayed net profit under that scenario. These are decision limits—not predictions of the auction's starting or winning bid.
conservative case
Maximum purchase price
$68,211
Potential Flip profit
$25,000
Low resale · high repairs · longer hold
target case
Maximum purchase price
$137,060
Potential Flip profit
$20,000
Base resale · base repairs · base hold
aggressive case
Maximum purchase price
$149,150
Potential Flip profit
$12,500
Base resale · low repairs · thinner margin
Estimated costs and holding time
Planning assumptions used in the purchase-target calculations. Verify each cost before bidding.
Repair reserve
$8,700
Blind-condition estimate
Hold period
3 months
estimated
Closing / recording
$2,500
estimated
Title / escrow
$2,200
estimated
Selling cost
7.0%
estimated
Cash required
$40,192
At conservative purchase target
Supplemental hold analysis · preliminary diligence
Rental and Appreciation Outlook
For planning only: not an appraisal, rent guarantee or forecast. It does not change the pre-auction flip grade.
Estimated rent for this home (monthly, rough)
$1,300–$1,600
HUD fair market rent, 2–4 bed
$1,380–$2,120
Area market outlook
Flat
Data confidence
Insufficient data
Rough estimate from this home's size and local HUD rents, calibrated on 94 nearby rental listings (typically within about 10%). No comparable rentals have been collected for this home yet, so it is not used for yields.
Sources and method
Source/research date: unavailable
HUD Small Area Fair Market Rent, FY2027 · ZIP 85342
Reference only, not part of the estimate. HUD sets these for the housing voucher program at roughly the 40th percentile of recent-mover rents, including utilities, by bedroom count; effective October 1, 2026. Not a market asking rent and not adjusted for this home.
Yields are gross yield before vacancy, repairs, management, taxes, insurance, HOA, utilities, financing, and capital expenditures. Annual rent = typical monthly rent × 12, divided by a verified as-is value or a reviewed all-in cost; they are not cap rates and show only when both inputs are current.
Housing evidence expires after 90 days; last checked Sep 27, 2026.
No dated, property-bound rentability findings are available. Rentability, possession, permitted use and insurability are not established.
Still needs verification (16)
Property-specific comparable rentals and supported low/high rents require separate research.
ZIP-level market data is flagged by the provider or missing; the market trend uses Maricopa County data.
Occupancy and possession
HOA and rental restrictions
Flood exposure
Insurance availability and cost
Zoning and permitted rental use
Condition and habitability
Permits and code compliance
A reliable current monthly rent estimate.
A source-backed low/high monthly rent range.
Yield on as-is value requires a positive, current, verified valuation explicitly identified as as-is.
Yield on all-in cost requires a current verified review matching the existing modeled total project cost; cash/equity required is not total cost.
Bedrooms
Bathrooms
Lease terms, security deposits, vacancy, management costs, maintenance and capital expenditures before relying on a hold strategy.
Area Appreciation
Geography: ZIP 85342 — all residential (zip). Historical median sale-price changes describe the area, not this property’s appreciation.
1-year median sale-price change
Insufficient data
Confidence: Insufficient data
Comparable median-price history and sufficient transaction counts are unavailable.
3-year median sale-price change
Insufficient data
Confidence: Insufficient data
Comparable median-price history and sufficient transaction counts are unavailable.
5-year median sale-price change
Insufficient data
Confidence: Insufficient data
Comparable median-price history and sufficient transaction counts are unavailable.
How this is measured
At least 20 transactions at each endpoint, comparable periods, and current observations are required. Confidence also reflects sample size and geographic specificity. Changes in the mix of homes sold may move the median.
Forward Market Outlook
Flat — little change
How the local market changed over the past year (countywide figures where the ZIP data is unreliable):
More homes for sale: 14,317 listings a year ago → 15,125 listings nowlittle change
Homes sell faster: 71 days a year ago → 67 days nowlittle change
Fewer sellers are cutting prices: 29% of listings a year ago → 28% of listings nowlittle change
How this is decided
Positive or Weakening needs at least three signals covering supply and demand, with two-thirds pointing the same way and none against; otherwise it is Flat. This is a screen of recent conditions, not a price forecast.
Retrieved 2026-09-30T13:10:28.153321+00:00. The recorded notice does not confirm that the sale remains active. Owner names are not published on this public inventory page.
Decision workspace
Watch it, test your numbers, then clear the blockers.
Your edits stay in this browser and do not change the source record. This is a planning model, not an appraisal or bid recommendation.
Aerial address reference