Modeled ceiling — do not exceed without re-underwriting
Resale value
$250,800
Estimated after-repair value
Repair + holding costs
$47,198
County FCV: $250,800 ·Record: Official recorder reference retained privately
Pre-Auction Flip
Needs mortgage and HUD supplement payoffs
The $335,805 original mortgage is accompanied by a January 2025 HUD payment-supplement deed of trust securing advances up to $32,550 on the same parcel. The supplement ceiling is not its drawn balance. Both current payoffs and remaining lien review are required; the previous single-loan estimate is withdrawn.
Estimate from public loan records reviewed Sep 22, 2026. Actual payoff, other liens and later filings are not verified. Not a payoff quote or title clearance.
Official source retrieved Oct 1, 2026 confirms upcoming sale Nov 17, 2026.
Acquisition screen
Auction targets and potential flip profit
Each target is the highest purchase price that preserves the displayed net profit under that scenario. These are decision limits—not predictions of the auction's starting or winning bid.
conservative case
Maximum purchase price
$87,851
Potential Flip profit
$25,000
Low resale · high repairs · longer hold
target case
Maximum purchase price
$154,503
Potential Flip profit
$20,065
Base resale · base repairs · base hold
aggressive case
Maximum purchase price
$180,524
Potential Flip profit
$12,540
Base resale · low repairs · thinner margin
Estimated costs and holding time
Planning assumptions used in the purchase-target calculations. Verify each cost before bidding.
Repair reserve
$34,320
Blind-condition estimate
Hold period
5 months
estimated
Closing / recording
$2,500
estimated
Title / escrow
$2,200
estimated
Selling cost
7.0%
estimated
Cash required
$77,686
At conservative purchase target
Resale evidence
1 recent recorded comparable sales
Only assessor-recorded sales from the last 12 months are shown. No condition adjustment has been made.
1344 N 39th Ave
$221,250
Sale date
2/2026
Year built
1,960
Living area
1,167 sq ft
Price / sq ft
$190
Comparable address
Sale date
Price
Sq ft
Year built
Price / sq ft
1344 N 39th Ave
2/2026
$221,250
1,167
1,960
$190
Supplemental hold analysis · preliminary diligence
Rental and Appreciation Outlook
For planning only: not an appraisal, rent guarantee or forecast. It does not change the pre-auction flip grade.
Estimated rent for this home (monthly)
$1,700 ($1,499–$2,400)
HUD fair market rent, 2–4 bed
$1,380–$2,120
Annual rent (typical)
$20,400
Area market outlook
Positive
Data confidence
Low
Sources and method
17 distinct house rental listings from RentCast (asking rents, not signed leases), last seen within 30 days, within 3 miles of this address and within 25% of its 1,144 sq ft. Excluded: other property types, prices outside 0.8–2.0× the ZIP 85009 Zillow rent index, prices outside 70–150% of the other nearby comparables, and repeat listings of the same address (dropped entirely when their prices conflict). Typical = median of these listings; low/high = observed range; RentCast's modeled estimate is not used. Bedrooms, condition and amenities are not adjusted.
Comparable rentals (17)
rentcast:4528-W-Palm-Ln,-Phoenix,-AZ-85035: $1,595/month · Asking rent, not a signed lease · house · 1,002 sq ft
Source: RentCast rental listing. As of ; checked Sep 26, 2026 · Receipt sha256:e0a5075953bab0ad390b6a462f5fb5a59edfb4709035e02b05bce30da11fdf06.
rentcast:2539-N-39th-Ave,-Phoenix,-AZ-85009: $1,500/month · Asking rent, not a signed lease · house · 1,170 sq ft
Source: RentCast rental listing. As of ; checked Sep 26, 2026 · Receipt sha256:e0a5075953bab0ad390b6a462f5fb5a59edfb4709035e02b05bce30da11fdf06.
rentcast:2921-W-Moreland-St,-Phoenix,-AZ-85009: $1,695/month · Asking rent, not a signed lease · house · 1,136 sq ft
Source: RentCast rental listing. As of ; checked Sep 26, 2026 · Receipt sha256:e0a5075953bab0ad390b6a462f5fb5a59edfb4709035e02b05bce30da11fdf06.
rentcast:2629-N-49th-Dr,-Phoenix,-AZ-85035: $1,700/month · Asking rent, not a signed lease · house · 1,053 sq ft
Source: RentCast rental listing. As of ; checked Sep 26, 2026 · Receipt sha256:e0a5075953bab0ad390b6a462f5fb5a59edfb4709035e02b05bce30da11fdf06.
rentcast:4850-W-Windsor-Ave,-Phoenix,-AZ-85035: $1,600/month · Asking rent, not a signed lease · house · 1,126 sq ft
Source: RentCast rental listing. As of ; checked Sep 26, 2026 · Receipt sha256:e0a5075953bab0ad390b6a462f5fb5a59edfb4709035e02b05bce30da11fdf06.
rentcast:3324-W-Jackson-St,-Unit-1,-Phoenix,-AZ-85009: $1,900/month · Asking rent, not a signed lease · house · 1,050 sq ft
Source: RentCast rental listing. As of ; checked Sep 26, 2026 · Receipt sha256:e0a5075953bab0ad390b6a462f5fb5a59edfb4709035e02b05bce30da11fdf06.
rentcast:2534-N-51st-Dr,-Phoenix,-AZ-85035: $1,635/month · Asking rent, not a signed lease · house · 1,116 sq ft
Source: RentCast rental listing. As of ; checked Sep 26, 2026 · Receipt sha256:e0a5075953bab0ad390b6a462f5fb5a59edfb4709035e02b05bce30da11fdf06.
rentcast:5714-W-Virginia-Ave,-Phoenix,-AZ-85035: $1,695/month · Asking rent, not a signed lease · house · 1,260 sq ft
Source: RentCast rental listing. As of ; checked Sep 26, 2026 · Receipt sha256:e0a5075953bab0ad390b6a462f5fb5a59edfb4709035e02b05bce30da11fdf06.
rentcast:3815-N-50th-Dr,-Phoenix,-AZ-85031: $2,400/month · Asking rent, not a signed lease · house · 1,366 sq ft
Source: RentCast rental listing. As of ; checked Sep 26, 2026 · Receipt sha256:e0a5075953bab0ad390b6a462f5fb5a59edfb4709035e02b05bce30da11fdf06.
rentcast:2518-N-58th-Dr,-Phoenix,-AZ-85035: $1,800/month · Asking rent, not a signed lease · house · 1,260 sq ft
Source: RentCast rental listing. As of ; checked Sep 26, 2026 · Receipt sha256:e0a5075953bab0ad390b6a462f5fb5a59edfb4709035e02b05bce30da11fdf06.
rentcast:2205-W-Cambridge-Ave,-Phoenix,-AZ-85009: $1,999/month · Asking rent, not a signed lease · house · 950 sq ft
Source: RentCast rental listing. As of ; checked Sep 26, 2026 · Receipt sha256:e0a5075953bab0ad390b6a462f5fb5a59edfb4709035e02b05bce30da11fdf06.
rentcast:2339-W-Avalon-Dr,-Phoenix,-AZ-85015: $1,635/month · Asking rent, not a signed lease · house · 1,160 sq ft
Source: RentCast rental listing. As of ; checked Sep 26, 2026 · Receipt sha256:e0a5075953bab0ad390b6a462f5fb5a59edfb4709035e02b05bce30da11fdf06.
rentcast:2417-N-20th-Dr,-Phoenix,-AZ-85009: $1,750/month · Asking rent, not a signed lease · house · 1,300 sq ft
Source: RentCast rental listing. As of ; checked Sep 26, 2026 · Receipt sha256:e0a5075953bab0ad390b6a462f5fb5a59edfb4709035e02b05bce30da11fdf06.
rentcast:1909-W-Palm-Ln,-Phoenix,-AZ-85009: $2,100/month · Asking rent, not a signed lease · house · 1,092 sq ft
Source: RentCast rental listing. As of ; checked Sep 26, 2026 · Receipt sha256:e0a5075953bab0ad390b6a462f5fb5a59edfb4709035e02b05bce30da11fdf06.
rentcast:2216-W-Pinchot-Ave,-Phoenix,-AZ-85015: $2,250/month · Asking rent, not a signed lease · house · 1,357 sq ft
Source: RentCast rental listing. As of ; checked Sep 26, 2026 · Receipt sha256:e0a5075953bab0ad390b6a462f5fb5a59edfb4709035e02b05bce30da11fdf06.
rentcast:1711-S-28th-Dr,-Phoenix,-AZ-85009: $1,499/month · Asking rent, not a signed lease · house · 950 sq ft
Source: RentCast rental listing. As of ; checked Sep 26, 2026 · Receipt sha256:e0a5075953bab0ad390b6a462f5fb5a59edfb4709035e02b05bce30da11fdf06.
rentcast:5810-W-Earll-Dr,-Phoenix,-AZ-85031: $1,800/month · Asking rent, not a signed lease · house · 1,320 sq ft
Source: RentCast rental listing. As of ; checked Sep 26, 2026 · Receipt sha256:e0a5075953bab0ad390b6a462f5fb5a59edfb4709035e02b05bce30da11fdf06.
Reference only, not part of the estimate. HUD sets these for the housing voucher program at roughly the 40th percentile of recent-mover rents, including utilities, by bedroom count; effective October 1, 2026. Not a market asking rent and not adjusted for this home.
Yields are gross yield before vacancy, repairs, management, taxes, insurance, HOA, utilities, financing, and capital expenditures. Annual rent = typical monthly rent × 12, divided by a verified as-is value or a reviewed all-in cost; they are not cap rates and show only when both inputs are current.
Housing evidence expires after 90 days; last checked Sep 26, 2026.
No dated, property-bound rentability findings are available. Rentability, possession, permitted use and insurability are not established.
Still needs verification (13)
Signed-lease rents are not available; comparables are asking rents from listings.
Occupancy and possession
HOA and rental restrictions
Flood exposure
Insurance availability and cost
Zoning and permitted rental use
Condition and habitability
Permits and code compliance
Yield on as-is value requires a positive, current, verified valuation explicitly identified as as-is.
Yield on all-in cost requires a current verified review matching the existing modeled total project cost; cash/equity required is not total cost.
Bedrooms
Bathrooms
Lease terms, security deposits, vacancy, management costs, maintenance and capital expenditures before relying on a hold strategy.
Area Appreciation
Geography: ZIP 85009 — all residential (zip). Historical median sale-price changes describe the area, not this property’s appreciation.
1-year median sale-price change
-1.3%
Confidence: Low
55 → 40 sales · Jun 30, 2025 → Jun 30, 2026
3-year median sale-price change
3.6%
Confidence: Low
38 → 40 sales · Jun 30, 2023 → Jun 30, 2026
5-year median sale-price change
20.5%
Confidence: Low
88 → 40 sales · Jun 30, 2021 → Jun 30, 2026
How this is measured
Maricopa County Assessor sales affidavits for this ZIP: single-parcel single-family and condo/townhouse sales with no reject code, unadjusted median of the trailing three recorded months, same ending month compared across years. The file keeps only each parcel's latest recorded sale, so earlier windows omit homes that have resold since; 3- and 5-year changes are limited to Low confidence. Sale mix can affect medians; this is not appreciation of this specific property.
At least 20 transactions at each endpoint, comparable periods, and current observations are required. Confidence also reflects sample size and geographic specificity. Changes in the mix of homes sold may move the median.
Fewer homes for sale: 60 listings a year ago → 50 listings nowgood for prices
Homes sell faster: 71 days a year ago → 63 days nowgood for prices
Fewer sellers are cutting prices: 39% of listings a year ago → 32% of listings nowgood for prices
How this is decided
Positive or Weakening needs at least three signals covering supply and demand, with two-thirds pointing the same way and none against; otherwise it is Flat. This is a screen of recent conditions, not a price forecast.
Rent 10% below typical; all other inputs unchanged. This is a stress case, not a forecast.
Monthly rent at −10%
$1,530
Annual gross rent: typical → −10%
$20,400 → $18,360
Gross yield on as-is value: typical → −10%
Unavailable → Unavailable
Gross yield on all-in cost: typical → −10%
Unavailable → Unavailable
Both are gross yield before vacancy, repairs, management, taxes, insurance, HOA, utilities, financing, and capital expenditures. Rent and denominator sources/dates are shown above.
Three-month longer hold
Hold-cost sensitivity cannot be calculated. Missing current carrying-cost inputs: monthlyInsurance, monthlyUtilities, monthlyTaxes, monthlyHoa, dated hold-period assumption. Financing interest, maintenance and unexpected possession costs require separate review.
Aerial address reference